Samsung Pay’s best feature no longer beats Google Pay. Here’s why I made the switch

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Ever since the technologies like Apple Pay, Android Pay, and Samsung Pay came into existence, people have got the freedom to leave behind their wallets and walk out of their apartments confidently for daily commutes. The reason, undertaking their mind is that these apps can efficiently handle all their transactions without slinging their purses and wallets over their shoulders. There has always been a severe competition amongst these payment apps. Before the google pay launched, people cared about these three things within a payment app.

  • Speed of transaction.
  • Security and verification.
  • The availability of those payment options.

In initial times, Samsung Pay was the first one to cover all these sentiments and provide its users with a swipe-up-payment service.

It launched in 2015 and gave its users a smart way to outsmart the payment machines in stores with a wave of their smartphones. Users using it were stare-eyed and felt like a tech-savvy in those times.

Samsung Pay’s inclusion of MST technology along with NFC, convinced its users to leave their wallets at home and transact with a swipe. It didn’t only have the NFC for card readers and short-range communications but also the Magnetic Secure Technology (MST) that use to work flawlessly with the card-swipes. These attractive features of Samsung made it the number one payment option for impeccable transactions.

But this was until Google launched its GPAY. It gave its users the freedom to combine multiple accounts and finances in a single, secure place. It also allowed users to transact with Gmail. Whether you are paying or accepting payment, your information is encrypted. Also, you can easily revoke access to your Google account on any device, allowing you to carry out your transactions from any device comfortably.

Initially, before the application got launched, Google introduced GPAY within its Gmail. Most of you might not have even heard about these steps. But it gave you an option to transfer money via Gmail.

Steps to transfer money with Gmail –

  • Open Gmail.
  • Tap the Compose
  • Tap Attach
  • Choose Send money at the bottom of the screen.
  • Enter the amount and choose a payment method.
  • Attach money.
  • Add a note if you want.
  • Tap Done.
  • Tap Send.

And so you can receive money with it.

  • Open Gmail.
  • Open the mail with the added funds.
  • Tap Transfer to bank and add the receiving debit card and details.
  • Tap Claim money.

Similarly, you can request for money with GPay.

  • Launch Gmail on your mobile phone.
  • In the bottom left, tap the Compose
  • In the top right, tap the Attach
  • Tap Request money at the bottom of the screen.
  • Enter the amount.
  • Tap Attach
  • Add a note if you want.
  • Tap Done.
  • Tap Send.

Then Google gave its unique application software GPAY for these payments. It allowed users to unlock their phones and render it over the machine whenever they would see a Google Pay Symbol and effortlessly go on with the transactions without even opening the app.

Both applications tend to reward their customers with coupons and offers to make them loyal to their brand. The security with google pay is enhanced and sited to the next level. The system works on the tokenization principle, which allows it to process transactions via individual random account numbers, rather than using real credit or debit card account numbers. Thus the merchants do not have access to your actual credit and debit card numbers, assuring security and encryption to a much further level that Samsung Pay. Also, the “Find My Device” application of Google allows you to control and delete your card details if it gets lost in some wrong hands. Thus, assuring you that no one else can use your phone for transactions.

Google pay is also available as a payment option on various websites. Thus, increasing its availability not only to supermarkets and grocery stores but also to large online servers.

Google Pay also offers you an option to link your PayPal account to make purchases in stores that accept contactless payments or for purchasing within apps or using the Chrome mobile web browser for checkout. After you add your PayPal account to Google Pay, you will not have to sign in to PayPal when you are shopping on your phone via Chrome. Just tap on the PayPal button at checkout and confirm with a fingerprint, pattern, or your PIN.

Along with all these, Google Pay tends to offer more rewards and coupons to the users for their loyalty. It introduced a reward system to help you get Coupons and Cash-backs when you share or transact with the app.

Thus we can see that all the options that we discussed earlier are satisfied incredibly by Google Pay than Samsung Pay- like

  • Speed of transaction.
  • Security and verification.
  • The availability of those payment options.

Thus, the reason that many users made a switch from Samsung Pay to Google Pay is in front.

CONCLUSION 

Google Pay competes with both services, but it is similar to Samsung Pay in its implementation and reliance on NFC tech. The MST (Magnetic Secure Transmission) technology, which Samsung developed, allows broad compatibility in every store that supports magnetic stripe credit cards. Even though Samsung Pay has a greater reach than Google Pay and Apple Pay, it is mostly limited to Samsung phones and smartwatches. And so considering the availability and speed of transactions, Google pay Stands out from the Samsung Pay, making it a more are reliable and easy to use application.